Package {BUSfinancial}

Type:	Package
Title:	Economic Analysis of Islamic Commercial Bank Financial Time Series in Indonesia
Version:	0.1.0
Description:	Provides simple economic indicators for analyzing financial position time series of Islamic Commercial Banks in Indonesia.
License:	GPL-3
Encoding:	UTF-8
Config/roxygen2/version:	8.1.0
NeedsCompilation:	no
Packaged:	2026-08-24 00:43:03 UTC; HP
Author:	Fadhlul Mubarak [aut, cre], Vinny Yuliani Sundara [aut]
Maintainer:	Fadhlul Mubarak <mubarakfadhlul@gmail.com>
Repository:	CRAN
Date/Publication:	2026-09-03 13:20:02 UTC

BUS Financial Signal

Description

Classifies the monthly financial dynamics of an Islamic Commercial Bank based on financing growth and third-party funds (DPK) growth.

Usage

bus_financial_signal(financing, dpk)

Arguments

Value

A data frame containing financing growth, DPK growth, and financial signal.

Examples

bus_financial_signal(
  financing = c(100, 105, 110, 108),
  dpk = c(120, 125, 123, 130)
)

Financing Structure

Description

Calculates the percentage composition of Islamic financing by contract type.

Usage

financing_structure(
  mudharabah,
  musyarakah,
  murabahah,
  qardh,
  istishna,
  ijarah_nonbank,
  ijarah_bank
)

Arguments

Value

A data frame containing financing composition in percentage.

Examples

financing_structure(
  mudharabah = c(10, 12),
  musyarakah = c(30, 35),
  murabahah = c(50, 55),
  qardh = c(5, 6),
  istishna = c(3, 4),
  ijarah_nonbank = c(2, 3),
  ijarah_bank = c(1, 1)
)

Financing to DPK Ratio

Description

Calculates the ratio of total financing to third-party funds (DPK).

Usage

financing_to_dpk(profit_sharing, receivables, ijarah, salam, istishna, dpk)

Arguments

Value

A numeric vector containing the Financing to DPK ratio.

Examples

financing_to_dpk(
  profit_sharing = c(100, 110, 120),
  receivables = c(200, 210, 220),
  ijarah = c(50, 55, 60),
  salam = c(10, 10, 12),
  istishna = c(5, 6, 7),
  dpk = c(500, 520, 550)
)